/* ============================================================
   Trading Brain Research — Main Stylesheet
   Theme: Deep Blue + Premium Gold (Light)
   ============================================================ */

:root {
  --primary:      #0B3C5D;
  --primary-dark: #072A42;
  --primary-light:#EAF3F8;
  --cta:          #F59E0B;
  --cta-hover:    #D97706;
  --cta-text:     #111827;
  --success:      #059669;
  --success-hover:#047857;
  --text:         #111827;
  --text-muted:   #64748B;
  --text-light:   #F8FAFC;
  --bg:           #F8FAFC;
  --section:      #FFFFFF;
  --section-alt:  #EAF3F8;
  --dark-section: #0B3C5D;
  --border:       #D8E4EC;
  --card:         #FFFFFF;
  --shadow:       0 12px 35px rgba(11,60,93,.12);
  --danger:       #DC2626;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  font-size: 1rem;
}

p, li, td, th, label, small, span, a, input, select, textarea, button {
  font-family: 'Inter', system-ui, sans-serif;
}

h1, h2, h3 {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 700;
  color: var(--primary);
}

h4, h5, h6,
.navbar-brand .brand-text,
.section-title p,
.nav-link, .sidebar-link,
.btn-accent, .btn-primary-tb, .btn-outline-accent,
.hero-badge, .badge-featured,
.stat-item .lbl, .hero-stat .lbl,
.footer-heading, .service-min,
.blog-meta, .client-info .loc {
  font-family: 'Poppins', system-ui, sans-serif;
}

a { color: var(--primary); text-decoration: none; transition: color .2s; }
a:hover { color: var(--cta); }

/* ── Utility ── */
.text-accent       { color: var(--cta) !important; }
.text-primary-tb   { color: var(--primary) !important; }
.text-success-tb   { color: var(--success) !important; }
.bg-section-alt    { background: var(--section-alt); }
.section-padding   { padding: 80px 0; }

.section-title { text-align: center; margin-bottom: 50px; }
.section-title h2 {
  font-size: 2rem; margin-bottom: 10px;
  position: relative; display: inline-block;
  color: var(--primary);
}
.section-title h2::after {
  content: ''; display: block;
  width: 60px; height: 3px;
  background: var(--cta);
  margin: 10px auto 0; border-radius: 2px;
}
.section-title p { color: var(--text-muted); max-width: 600px; margin: 0 auto; }

/* ── Buttons ── */
.btn-accent {
  background: var(--cta); color: var(--cta-text);
  font-weight: 700; border: none;
  padding: 10px 24px; border-radius: 6px;
  transition: all .25s; display: inline-block;
}
.btn-accent:hover { background: var(--cta-hover); color: var(--cta-text); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(245,158,11,.3); }

.btn-primary-tb {
  background: var(--primary); color: #fff;
  font-weight: 700; border: none;
  padding: 10px 24px; border-radius: 6px;
  transition: all .25s; display: inline-block;
}
.btn-primary-tb:hover { background: var(--primary-dark); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow); }

.btn-outline-accent {
  border: 2px solid var(--cta); color: var(--cta);
  font-weight: 600; padding: 8px 20px;
  border-radius: 6px; transition: all .25s; display: inline-block;
  background: transparent;
}
.btn-outline-accent:hover { background: var(--cta); color: var(--cta-text); }

.btn-outline-primary-tb {
  border: 2px solid var(--primary); color: var(--primary);
  font-weight: 600; padding: 8px 20px;
  border-radius: 6px; transition: all .25s; display: inline-block;
  background: transparent;
}
.btn-outline-primary-tb:hover { background: var(--primary); color: #fff; }

.btn-whatsapp {
  background: #25d366; color: #fff;
  font-weight: 600; padding: 6px 14px;
  border-radius: 6px; border: none; transition: all .25s;
}
.btn-whatsapp:hover { background: #1eb857; color: #fff; }

/* ══════════════════════════════════════
   SCROLL REVEAL ANIMATIONS
   ══════════════════════════════════════ */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity .75s cubic-bezier(.16,1,.3,1),
              transform .75s cubic-bezier(.16,1,.3,1);
  will-change: opacity, transform;
}
.reveal.reveal-left  { transform: translateX(-50px); }
.reveal.reveal-right { transform: translateX(50px); }
.reveal.reveal-scale { transform: scale(.94) translateY(20px); }
.reveal.visible {
  opacity: 1 !important;
  transform: none !important;
}
/* Stagger helpers (set via JS data-stagger, or manually) */
.reveal-d1 { transition-delay: .08s !important; }
.reveal-d2 { transition-delay: .16s !important; }
.reveal-d3 { transition-delay: .24s !important; }
.reveal-d4 { transition-delay: .32s !important; }
.reveal-d5 { transition-delay: .40s !important; }
.reveal-d6 { transition-delay: .48s !important; }

/* ══════════════════════════════════════
   HEADER — 3-strip layout
   ══════════════════════════════════════ */

/* ── Strip 1: Top Info Bar ── */
.header-topbar {
  background: var(--primary);
  padding: 9px 0;
  font-family: 'Poppins', sans-serif;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.4px;
}
.topbar-item  { color: rgba(255,255,255,.9); display: inline-flex; align-items: center; gap: 7px; }
.topbar-item i { color: var(--cta); font-size: .8rem; }
.topbar-sep   { color: rgba(255,255,255,.35); margin: 0 4px; }
.topbar-dot   { color: rgba(255,255,255,.35); font-size: .65rem; }
.topbar-label { color: rgba(255,255,255,.7); text-transform: uppercase; }
.topbar-link  {
  color: rgba(255,255,255,.85);
  text-transform: uppercase;
  font-size: .75rem;
  letter-spacing: .5px;
  transition: color .2s;
}
.topbar-link:hover { color: var(--cta); }
.topbar-link i { font-size: .7rem; }

/* Call us / Request a Quote strip */
.topbar-call-text {
  color: rgba(255,255,255,.85);
  font-size: .8rem;
  letter-spacing: .2px;
}
.topbar-phone-num {
  color: #fff !important;
  font-size: .88rem;
  font-weight: 700;
  letter-spacing: .3px;
  display: inline-flex; align-items: center; gap: 6px;
  transition: color .2s;
}
.topbar-phone-num i { color: var(--cta); font-size: .82rem; }
.topbar-phone-num:hover { color: var(--cta) !important; }
.topbar-or {
  color: rgba(255,255,255,.55);
  font-size: .78rem;
}
.btn-topbar-quote {
  background: transparent;
  border: 1.5px solid var(--cta);
  color: var(--cta) !important;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .5px;
  text-transform: uppercase;
  padding: 5px 18px;
  border-radius: 20px;
  transition: all .25s;
  text-decoration: none;
  display: inline-block;
  white-space: nowrap;
}
.btn-topbar-quote:hover {
  background: var(--cta);
  color: var(--cta-text) !important;
}

/* ── Strip 2: Main Navbar ── */
.main-navbar {
  background: #fff !important;
  border-bottom: 2px solid var(--border);
  padding: 0;
  box-shadow: 0 2px 12px rgba(11,60,93,.08);
  transition: box-shadow .3s;
}
.main-navbar.scrolled {
  box-shadow: 0 4px 24px rgba(11,60,93,.18);
}
.navbar-brand { display: flex; align-items: center; gap: 12px; padding: 12px 0; }

/* Brand ring icon (fallback when no logo image) */
.brand-ring {
  width: 42px; height: 42px;
  border: 2.5px solid var(--primary);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; color: var(--primary);
  flex-shrink: 0;
}
.brand-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.25rem; font-weight: 700;
  color: var(--primary); letter-spacing: 0.3px;
}
.site-logo { height: 48px; max-width: 180px; object-fit: contain; }

/* Nav links */
.main-navbar .nav-link {
  font-family: 'Poppins', sans-serif;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.6px;
  color: var(--text) !important;
  padding: 28px 14px !important;
  position: relative;
  transition: color .2s;
}
.main-navbar .nav-link::after {
  content: '';
  position: absolute; bottom: 0; left: 14px; right: 14px;
  height: 3px; background: var(--cta);
  transform: scaleX(0); transition: transform .25s;
  border-radius: 2px 2px 0 0;
}
.main-navbar .nav-link:hover        { color: var(--primary) !important; }
.main-navbar .nav-link.active       { color: var(--primary) !important; }
.main-navbar .nav-link:hover::after,
.main-navbar .nav-link.active::after { transform: scaleX(1); }

/* Dropdown */
.main-navbar .dropdown-menu {
  background: #fff;
  border: 1.5px solid var(--border);
  border-top: 3px solid var(--cta);
  box-shadow: 0 8px 32px rgba(11,60,93,.12);
  border-radius: 0 0 10px 10px;
  padding: 8px 0;
}
.main-navbar .dropdown-item {
  font-family: 'Poppins', sans-serif;
  font-size: .83rem; font-weight: 500;
  color: var(--text); padding: 9px 20px;
  transition: all .2s;
}
.main-navbar .dropdown-item:hover { background: var(--section-alt); color: var(--primary); }
.main-navbar .dropdown-divider { border-color: var(--border); }
.main-navbar .dropdown-toggle::after { display: none; }
.main-navbar .dropdown-toggle .fa-chevron-down { font-size: .65rem; margin-left: 4px; }

/* Enquiry button */
.btn-enquiry {
  background: var(--cta);
  color: var(--cta-text) !important;
  font-family: 'Poppins', sans-serif;
  font-size: .82rem; font-weight: 700;
  padding: 9px 22px;
  border-radius: 30px;
  letter-spacing: .3px;
  transition: all .25s;
  display: inline-block;
  white-space: nowrap;
  text-decoration: none;
}
.btn-enquiry:hover { background: var(--cta-hover); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(245,158,11,.35); }

/* Toggler */
.navbar-toggler { border-color: var(--border); }
.navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%2811,60,93,.8%29' stroke-width='2' stroke-linecap='round' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
}

/* ── Strip 3: Disclaimer Ticker ── */
.disclaimer-bar {
  background: var(--primary);
  padding: 0;
  font-family: 'Poppins', sans-serif;
  font-size: 0.78rem;
  font-weight: 500;
  color: rgba(255,255,255,.9);
  overflow: hidden;
  display: flex; align-items: stretch;
}
.disclaimer-label {
  background: var(--primary-dark);
  padding: 8px 16px;
  display: flex; align-items: center; gap: 8px;
  font-weight: 700; font-size: .75rem;
  letter-spacing: .6px; white-space: nowrap;
  flex-shrink: 0;
}
.disclaimer-dot {
  width: 8px; height: 8px;
  background: var(--cta);
  border-radius: 50%;
  display: inline-block;
  animation: blink 1.2s infinite;
}
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:.3} }

.disclaimer-track {
  flex: 1; overflow: hidden;
  display: flex; align-items: center;
  padding: 8px 0;
}
.disclaimer-text {
  white-space: nowrap;
  display: inline-block;
  animation: ticker 40s linear infinite;
  color: rgba(255,255,255,.88);
}
@keyframes ticker {
  0%   { transform: translateX(100vw); }
  100% { transform: translateX(-100%); }
}

.disclaimer-actions {
  display: flex; align-items: center; gap: 8px;
  padding: 6px 12px; flex-shrink: 0;
}
.btn-ticker-pause {
  background: transparent;
  border: 1px solid rgba(255,255,255,.4);
  color: rgba(255,255,255,.85);
  border-radius: 20px;
  padding: 3px 14px; font-size: .72rem;
  font-family: 'Poppins', sans-serif;
  font-weight: 600; cursor: pointer;
  transition: all .2s;
}
.btn-ticker-pause:hover { background: rgba(255,255,255,.12); }
.btn-ticker-phone {
  background: transparent;
  border: 1.5px solid var(--cta);
  color: var(--cta) !important;
  border-radius: 20px;
  padding: 3px 14px; font-size: .72rem;
  font-family: 'Poppins', sans-serif;
  font-weight: 700; white-space: nowrap;
  transition: all .2s; text-decoration: none;
}
.btn-ticker-phone:hover { background: var(--cta); color: var(--cta-text) !important; }

/* ── Hero Section ── */
.hero {
  background:
    radial-gradient(ellipse at 75% 40%, rgba(245,158,11,.07) 0%, transparent 55%),
    radial-gradient(ellipse at 10% 80%, rgba(11,60,93,.6) 0%, transparent 50%),
    linear-gradient(155deg, #040e1c 0%, #082540 45%, #0B3C5D 100%);
  padding: 110px 0 90px; position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.hero-chart-deco {
  position: absolute; bottom: 0; left: 0; right: 0;
  height: 180px; pointer-events: none; z-index: 1;
}
.hero-chart-deco svg { width: 100%; height: 100%; }
.hero-badge {
  display: inline-flex; align-items: center;
  background: rgba(245,158,11,.15);
  border: 1px solid rgba(245,158,11,.4);
  color: var(--cta); padding: 6px 18px;
  border-radius: 20px; font-size: 0.85rem;
  font-weight: 600; margin-bottom: 22px; letter-spacing: 0.5px;
}

/* Quote-style headline */
.hero-quote-block {
  position: relative;
  border-left: 4px solid var(--cta);
  padding: 8px 0 8px 22px;
  margin-bottom: 26px;
}
.hero-qmark {
  display: block;
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 5rem; line-height: .7;
  color: rgba(245,158,11,.25);
  font-style: normal; user-select: none;
}
.hero-qmark--open { margin-bottom: 4px; }
.hero-qmark--close { text-align: right; margin-top: 4px; }
.hero-quote-block h1 {
  font-size: clamp(1.7rem, 3.2vw, 2.8rem);
  line-height: 1.25; margin: 0;
  color: #fff; font-style: italic;
}
.hero-quote-block h1 span { color: var(--cta); }
.hero .lead { color: rgba(255,255,255,.75); max-width: 520px; margin-bottom: 32px; line-height: 1.7; }

/* Hero feature tiles */
.hero-features {
  display: grid; grid-template-columns: repeat(3,1fr);
  gap: 14px; padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,.1);
}
.hero-feature {
  display: flex; flex-direction: column; align-items: center; text-align: center;
  gap: 10px; padding: 18px 12px;
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.09);
  border-radius: 12px;
  transition: background .25s, border-color .25s;
}
.hero-feature:hover { background: rgba(245,158,11,.07); border-color: rgba(245,158,11,.3); }
.hero-feature-icon {
  width: 52px; height: 52px; flex-shrink: 0;
  background: rgba(245,158,11,.12);
  border: 1px solid rgba(245,158,11,.3);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--cta); font-size: 1.1rem;
  transition: background .25s;
}
.hero-feature:hover .hero-feature-icon { background: rgba(245,158,11,.22); }
.hero-feature-text strong { display: block; color: #fff; font-size: .84rem; font-family: 'Poppins', sans-serif; font-weight: 600; line-height: 1.4; }
.hero-feature-text span { color: rgba(255,255,255,.45); font-size: .74rem; }

/* Inquiry Form Card */
.inquiry-card {
  background: var(--card);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: 0 28px 72px rgba(0,0,0,.4);
  border: none;
}
.inquiry-card-header {
  background: linear-gradient(135deg, #051525 0%, #0d4a75 100%);
  padding: 30px 32px 26px;
  border-bottom: 3px solid var(--cta);
  text-align: center;
}
.inquiry-card-header-icon {
  width: 56px; height: 56px; margin: 0 auto 14px;
  background: rgba(245,158,11,.18);
  border: 2px solid rgba(245,158,11,.5);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--cta); font-size: 1.4rem;
}
.inquiry-card-header h4 {
  color: #fff; margin: 0 0 6px;
  font-family: 'Poppins', sans-serif; font-size: 1.35rem; font-weight: 700;
  letter-spacing: .5px;
}
.inquiry-card-header p { color: rgba(255,255,255,.6); font-size: .84rem; margin: 0; }
.inquiry-card-body { padding: 28px 32px; }

.tb-input {
  background: var(--bg) !important;
  border: 1.5px solid var(--border) !important;
  color: var(--text) !important;
  border-radius: 8px !important;
  padding: 10px 14px !important;
}
.tb-input:focus {
  border-color: var(--primary) !important;
  box-shadow: 0 0 0 3px rgba(11,60,93,.12) !important;
  outline: none;
}
.tb-input::placeholder { color: var(--text-muted) !important; }
.form-select.tb-input option { background: var(--section); color: var(--text); }

/* ── Stats Bar ── */
.stats-bar {
  background: var(--section);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 28px 0;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.stat-item { text-align: center; }
.stat-item .num { font-size: 2rem; font-weight: 800; color: var(--primary); }
.stat-item .lbl { font-size: 0.8rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 1px; margin-top: 2px; }

/* ══════════════════════════════════════
   USER AGREEMENT — CONSENT FORM
   ══════════════════════════════════════ */
.ua-consent-wrap {
  margin-top: 40px;
  background: #fff;
  border: 2px solid var(--border);
  border-top: 4px solid var(--primary);
  border-radius: 18px;
  padding: 36px 40px 40px;
  box-shadow: 0 8px 40px rgba(11,60,93,.1);
}

.ua-consent-header {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  margin-bottom: 24px;
}
.ua-consent-header-icon {
  width: 54px; height: 54px;
  background: var(--primary);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--cta);
  flex-shrink: 0;
}
.ua-consent-header h3 {
  font-size: 1.5rem; margin: 0 0 4px; color: var(--primary);
}
.ua-consent-header p {
  margin: 0; font-size: .88rem; color: var(--text-muted);
}

.ua-consent-snapshot {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #FEF3C7;
  border-left: 4px solid var(--cta);
  border-radius: 8px;
  padding: 12px 16px;
  font-size: .83rem;
  color: #78350F;
  margin-bottom: 28px;
  line-height: 1.6;
}
.ua-consent-snapshot i { color: var(--cta); font-size: 1rem; margin-top: 2px; flex-shrink: 0; }

/* Fields */
.ua-field-label {
  font-family: 'Poppins', sans-serif;
  font-size: .82rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 6px;
  display: block;
}
.ua-field {
  background: var(--bg) !important;
  border: 1.5px solid var(--border) !important;
  color: var(--text) !important;
  border-radius: 10px !important;
  padding: 11px 16px !important;
  font-size: .9rem !important;
  transition: border-color .2s, box-shadow .2s !important;
}
.ua-field:focus {
  border-color: var(--primary) !important;
  box-shadow: 0 0 0 3px rgba(11,60,93,.1) !important;
  outline: none !important;
}
.ua-field::placeholder { color: var(--text-muted) !important; }

/* Signature pad */
.ua-sig-wrap {
  position: relative;
  border: 2px dashed var(--border);
  border-radius: 12px;
  background: #FAFCFF;
  overflow: hidden;
  cursor: crosshair;
  transition: border-color .2s;
}
.ua-sig-wrap:hover { border-color: var(--primary); }
.ua-sig-canvas {
  display: block;
  width: 100%;
  height: 180px;
  touch-action: none;
}
.ua-sig-placeholder {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
  pointer-events: none;
  color: var(--text-muted);
}
.ua-sig-placeholder i { font-size: 2rem; color: var(--border); }
.ua-sig-placeholder span { font-size: .9rem; font-weight: 600; }
.ua-sig-placeholder small { font-size: .75rem; }

.ua-sig-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 8px;
}
.ua-sig-clear {
  background: var(--bg);
  border: 1.5px solid var(--border);
  color: var(--text-muted);
  border-radius: 8px;
  padding: 7px 18px;
  font-size: .82rem;
  font-weight: 600;
  font-family: 'Poppins', sans-serif;
  cursor: pointer;
  transition: all .2s;
}
.ua-sig-clear:hover { border-color: var(--danger); color: var(--danger); background: #fef2f2; }
.ua-sig-hint {
  font-size: .8rem;
  font-weight: 700;
  color: var(--text-muted);
  font-family: 'Poppins', sans-serif;
}

/* Metadata capture grid */
.ua-meta-capture {
  background: var(--primary-light);
  border: 1.5px solid var(--border);
  border-radius: 12px;
  padding: 20px 22px;
}
.ua-meta-title {
  font-family: 'Poppins', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary);
  margin-bottom: 14px;
}
.ua-meta-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 8px 20px;
}
.ua-meta-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
}
.ua-meta-item span {
  font-size: .72rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .5px;
  font-weight: 600;
}
.ua-meta-item strong {
  font-size: .82rem;
  color: var(--primary);
  font-weight: 600;
  word-break: break-all;
}

/* Terms checkbox */
.ua-terms-row { padding: 16px 0; border-top: 1.5px solid var(--border); border-bottom: 1.5px solid var(--border); }
.ua-terms-label {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  cursor: pointer;
  font-size: .88rem;
  color: var(--text);
  line-height: 1.6;
}
.ua-terms-label input[type="checkbox"] { display: none; }
.ua-checkbox-custom {
  width: 20px; height: 20px;
  border: 2px solid var(--border);
  border-radius: 5px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
  transition: all .2s;
  background: #fff;
}
.ua-terms-label input:checked + .ua-checkbox-custom {
  background: var(--primary);
  border-color: var(--primary);
}
.ua-terms-label input:checked + .ua-checkbox-custom::after {
  content: '';
  width: 5px; height: 9px;
  border-right: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(45deg) translate(-1px, -1px);
  display: block;
}

/* Submit button */
.ua-submit-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: #fff;
  font-family: 'Poppins', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  padding: 15px 40px;
  border: none;
  border-radius: 12px;
  cursor: pointer;
  transition: all .25s;
  box-shadow: 0 4px 20px rgba(11,60,93,.25);
  margin-top: 24px;
}
.ua-submit-btn:hover:not(:disabled) {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(11,60,93,.32);
}
.ua-submit-btn:disabled { opacity: .7; cursor: not-allowed; }
.ua-submit-arrow {
  width: 32px; height: 32px;
  background: var(--cta);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--cta-text);
  font-size: .85rem;
  transition: transform .2s;
}
.ua-submit-btn:hover .ua-submit-arrow { transform: translateX(3px); }

.ua-submit-note {
  margin: 14px auto 0;
  font-size: .78rem;
  color: var(--text-muted);
  text-align: center;
  max-width: 520px;
}

@media (max-width: 768px) {
  .ua-consent-wrap { padding: 24px 20px; }
  .ua-meta-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .ua-meta-grid { grid-template-columns: 1fr; }
  .ua-sig-canvas { height: 140px; }
}

/* ══════════════════════════════════════
   ABOUT US SECTION (Homepage)
   ══════════════════════════════════════ */
.about-section { background: #fff; overflow: visible; }

/* Left column */
.about-overline {
  margin-bottom: 14px;
}
.about-overline span {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: 'Poppins', sans-serif;
  font-size: .76rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--cta);
}
.about-overline span::before,
.about-overline span::after {
  content: '';
  display: inline-block;
  width: 28px; height: 2px;
  background: var(--cta);
  border-radius: 2px;
}
.about-heading {
  font-size: 2.1rem;
  line-height: 1.25;
  color: var(--primary);
  margin-bottom: 18px;
}
.about-heading em {
  font-style: normal;
  color: var(--cta);
}
.about-desc {
  color: var(--text-muted);
  font-size: .95rem;
  line-height: 1.85;
  margin-bottom: 28px;
  max-width: 520px;
}
.about-points {
  list-style: none;
  padding: 0; margin: 0 0 32px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 20px;
}
.about-points li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .87rem;
  color: var(--text);
  font-weight: 500;
  line-height: 1.5;
}
.about-points li i {
  color: var(--cta);
  font-size: 1rem;
  margin-top: 2px;
  flex-shrink: 0;
}

/* Right column — Visual panel */
.about-visual-wrap {
  position: relative;
  padding: 24px 24px 48px 24px;
}
.about-visual {
  position: relative;
  background: linear-gradient(140deg, var(--primary-dark) 0%, #0e4d78 60%, var(--primary) 100%);
  border-radius: 22px;
  padding: 36px 32px 32px;
  overflow: hidden;
  box-shadow: 0 28px 70px rgba(11,60,93,.3);
  min-height: 340px;
}
/* Decorative dot grid */
.about-visual::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,.07) 1px, transparent 1px);
  background-size: 26px 26px;
  pointer-events: none;
}
/* Chart SVG inside visual */
.about-chart {
  position: relative;
  z-index: 1;
  background: rgba(255,255,255,.05);
  border-radius: 12px;
  padding: 14px 10px 8px;
  margin-bottom: 28px;
}
.about-chart svg { display: block; width: 100%; }

/* Stat row inside the visual panel */
.about-visual-stats {
  position: relative;
  z-index: 1;
  display: flex;
  gap: 0;
}
.about-vs-item {
  flex: 1;
  text-align: center;
  padding: 0 8px;
  border-right: 1px solid rgba(255,255,255,.12);
}
.about-vs-item:last-child { border-right: 0; }
.about-vs-num {
  font-family: 'Playfair Display', serif;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--cta);
  line-height: 1;
  display: block;
}
.about-vs-lbl {
  font-family: 'Poppins', sans-serif;
  font-size: .7rem;
  font-weight: 600;
  color: rgba(255,255,255,.65);
  text-transform: uppercase;
  letter-spacing: .6px;
  margin-top: 4px;
  display: block;
}

/* SEBI badge — top-right corner of visual */
.about-sebi-tag {
  position: absolute;
  top: 18px; right: 18px;
  z-index: 2;
  background: var(--cta);
  color: var(--cta-text);
  font-family: 'Poppins', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: 20px;
  letter-spacing: .4px;
  display: flex;
  align-items: center;
  gap: 5px;
}

/* Floating cards (outside the main panel) */
.about-float-card {
  position: absolute;
  background: #fff;
  border-radius: 14px;
  padding: 12px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 10px 32px rgba(11,60,93,.18);
  z-index: 10;
}
.about-float-card .afc-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.about-float-card strong {
  display: block;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
  font-family: 'Playfair Display', serif;
}
.about-float-card span {
  display: block;
  font-size: .72rem;
  color: var(--text-muted);
  font-family: 'Poppins', sans-serif;
  font-weight: 500;
  margin-top: 3px;
}
/* Card positions */
.afc-exp {
  bottom: 14px; left: 0;
  background: var(--primary);
}
.afc-exp .afc-icon { background: rgba(255,255,255,.12); color: var(--cta); }
.afc-exp strong   { color: var(--cta); font-size: 1.4rem; }
.afc-exp span     { color: rgba(255,255,255,.7); }

.afc-acc {
  top: 50%; right: -16px;
  transform: translateY(-50%);
}
.afc-acc .afc-icon { background: var(--primary-light); color: var(--primary); }

@media (max-width: 991px) {
  .about-visual-wrap { padding: 16px 12px 56px; }
  .about-points { grid-template-columns: 1fr; }
  .afc-acc { right: 0; }
  .about-heading { font-size: 1.7rem; }
}
@media (max-width: 576px) {
  .about-float-card { padding: 10px 14px; }
  .afc-exp { bottom: 8px; left: 8px; }
}

/* ── Services Page ── */
.svc-info-strip {
  display: flex; flex-wrap: wrap; gap: 0;
  background: var(--primary); border-radius: 12px; overflow: hidden;
}
.svc-info-item {
  flex: 1; min-width: 140px;
  display: flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 10px; font-size: .82rem; font-weight: 600;
  color: rgba(255,255,255,.85); font-family: 'Poppins', sans-serif;
  border-right: 1px solid rgba(255,255,255,.12);
}
.svc-info-item:last-child { border-right: 0; }
.svc-info-item i { color: var(--cta); font-size: .95rem; }

.svc-tabs {
  list-style: none; padding: 0; margin: 0 0 36px;
  display: flex; flex-wrap: wrap; gap: 10px;
}
.svc-tab {
  display: inline-flex; align-items: center;
  padding: 9px 20px; border-radius: 30px;
  font-size: .84rem; font-weight: 600; font-family: 'Poppins', sans-serif;
  color: var(--text-muted); text-decoration: none;
  background: var(--card); border: 1.5px solid var(--border);
  transition: all .2s;
}
.svc-tab:hover { border-color: var(--primary); color: var(--primary); }
.svc-tab.active { background: var(--primary); color: #fff; border-color: var(--primary); }

.svc-category-block { margin-bottom: 56px; }
.svc-category-heading {
  display: flex; align-items: center; gap: 16px;
  margin-bottom: 28px; padding-bottom: 16px;
  border-bottom: 2px solid var(--border);
}
.svc-cat-icon {
  width: 48px; height: 48px; flex-shrink: 0;
  background: var(--primary); color: #fff; border-radius: 12px;
  display: flex; align-items: center; justify-content: center; font-size: 1.2rem;
}
.svc-category-heading h3 { margin: 0; font-size: 1.3rem; color: var(--primary); }
.svc-category-heading p  { margin: 0; font-size: .82rem; color: var(--text-muted); }

/* Package Card */
.svc-pkg-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 16px; overflow: hidden;
  display: flex; flex-direction: column;
  box-shadow: 0 2px 16px rgba(11,60,93,.07);
  transition: box-shadow .3s, transform .3s;
  position: relative; height: 100%;
}
.svc-pkg-card:hover { box-shadow: 0 12px 40px rgba(11,60,93,.15); transform: translateY(-4px); }
.svc-pkg-card--featured { border-color: var(--cta); border-width: 2px; }
.svc-pkg-card--featured .svc-pkg-header { background: linear-gradient(135deg, var(--primary) 0%, #0d4a75 100%); }

.svc-pkg-badge {
  position: absolute; top: 0; right: 20px;
  background: var(--cta); color: #fff;
  font-size: .72rem; font-weight: 700; font-family: 'Poppins', sans-serif;
  padding: 4px 14px; border-radius: 0 0 8px 8px;
  letter-spacing: .3px;
}

.svc-pkg-header {
  background: linear-gradient(135deg, #040e1c 0%, var(--primary) 100%);
  padding: 28px 24px 22px; text-align: center;
}
.svc-pkg-icon {
  width: 58px; height: 58px; margin: 0 auto 14px;
  background: rgba(245,158,11,.18); border: 2px solid rgba(245,158,11,.4);
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  color: var(--cta); font-size: 1.3rem;
}
.svc-pkg-header h4 { color: #fff; margin: 0 0 8px; font-size: 1.1rem; font-family: 'Poppins', sans-serif; font-weight: 700; }
.svc-pkg-header p  { color: rgba(255,255,255,.65); font-size: .82rem; margin: 0 0 12px; line-height: 1.5; }
.svc-pkg-mininv {
  display: inline-flex; align-items: center; gap: 4px;
  background: rgba(245,158,11,.15); border: 1px solid rgba(245,158,11,.3);
  color: var(--cta); font-size: .76rem; font-weight: 600;
  padding: 4px 12px; border-radius: 20px;
}
.svc-pkg-mininv strong { color: #fff; }

/* Features */
.svc-pkg-features { padding: 18px 20px; border-bottom: 1px solid var(--border); }
.svc-pkg-features-title {
  font-size: .76rem; font-weight: 700; text-transform: uppercase; letter-spacing: .6px;
  color: var(--text-muted); font-family: 'Poppins', sans-serif; margin-bottom: 10px;
}
.svc-pkg-features ul { list-style: none; padding: 0; margin: 0; }
.svc-pkg-features ul li {
  display: flex; align-items: flex-start; gap: 8px;
  font-size: .83rem; color: var(--text); padding: 5px 0;
  border-bottom: 1px solid var(--border); line-height: 1.4;
}
.svc-pkg-features ul li:last-child { border-bottom: 0; }
.svc-pkg-features ul li i { color: #10b981; font-size: .85rem; margin-top: 2px; flex-shrink: 0; }

/* Pricing Table */
.svc-pkg-pricing { padding: 16px 20px; border-bottom: 1px solid var(--border); flex: 1; }
.svc-pkg-pricing-title {
  font-size: .76rem; font-weight: 700; text-transform: uppercase; letter-spacing: .6px;
  color: var(--text-muted); font-family: 'Poppins', sans-serif; margin-bottom: 10px;
}
.svc-price-table { width: 100%; border-collapse: collapse; }
.svc-price-table thead th {
  font-size: .72rem; color: var(--text-muted); font-weight: 600;
  padding: 4px 6px; border-bottom: 1px solid var(--border);
  font-family: 'Poppins', sans-serif; text-transform: uppercase; letter-spacing: .4px;
}
.svc-price-table tbody tr { border-bottom: 1px solid var(--border); }
.svc-price-table tbody tr:last-child { border-bottom: 0; }
.svc-price-table tbody td { padding: 8px 6px; vertical-align: middle; }
.svc-duration { display: block; font-size: .83rem; font-weight: 700; color: var(--primary); font-family: 'Poppins', sans-serif; }
.svc-duration-sub { font-size: .7rem; color: var(--text-muted); }
.svc-price-val { font-size: .95rem; color: var(--cta); font-weight: 800; white-space: nowrap; }
.svc-buy-btn {
  display: inline-block; text-decoration: none;
  background: var(--primary); color: #fff;
  border: none; border-radius: 6px;
  padding: 5px 12px; font-size: .72rem; font-weight: 700;
  font-family: 'Poppins', sans-serif; cursor: pointer;
  transition: background .2s, transform .2s; white-space: nowrap;
}
.svc-buy-btn:hover { background: #0d4a75; transform: scale(1.04); color: #fff; }

/* Card Footer */
.svc-pkg-footer { padding: 16px 20px; }
.svc-pkg-note { font-size: .72rem; color: var(--text-muted); text-align: center; margin: 8px 0 0; }

/* Disclaimer */
.svc-disclaimer {
  display: flex; gap: 16px; align-items: flex-start;
  background: rgba(245,158,11,.07); border: 1.5px solid rgba(245,158,11,.3);
  border-radius: 12px; padding: 18px 22px; font-size: .84rem;
  color: var(--text-muted); line-height: 1.7;
}
.svc-disclaimer-icon { color: var(--cta); font-size: 1.2rem; flex-shrink: 0; margin-top: 2px; }
.svc-disclaimer strong { color: var(--text); }

@media (max-width: 768px) {
  .svc-info-strip { border-radius: 10px; }
  .svc-info-item { min-width: 45%; border-bottom: 1px solid rgba(255,255,255,.12); }
  .svc-tabs { gap: 8px; }
  .svc-tab { font-size: .78rem; padding: 7px 14px; }
}

/* ── Old service cards (used on homepage) ── */
.service-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 14px; padding: 28px; height: 100%; transition: all .3s;
  position: relative; overflow: hidden;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
  display: flex; flex-direction: column;
}
.service-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--cta); transform: scaleX(0); transition: transform .3s;
}
.service-card:hover { border-color: var(--primary); transform: translateY(-5px); box-shadow: var(--shadow); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon { width: 52px; height: 52px; background: var(--primary-light); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; color: var(--primary); margin-bottom: 18px; }
.service-card h5 { margin-bottom: 10px; font-size: 1.05rem; color: var(--primary); }
.service-card p { color: var(--text-muted); font-size: 0.9rem; margin-bottom: 15px; }
.service-price { font-size: 1.4rem; font-weight: 800; color: var(--cta); }
.service-price small { font-size: 0.75rem; color: var(--text-muted); font-weight: 400; }
.service-min { font-size: 0.8rem; color: var(--text-muted); margin-top: 2px; }
.badge-featured { position: absolute; top: 16px; right: 16px; background: var(--cta); color: var(--cta-text); font-size: 0.7rem; font-weight: 700; padding: 3px 10px; border-radius: 20px; }

/* ── Why Choose Us ── */
.why-section { background: var(--section-alt); }
.why-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; padding: 28px;
  text-align: center; height: 100%;
  transition: all .3s;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.why-card:hover { border-color: var(--primary); box-shadow: var(--shadow); transform: translateY(-3px); }
.why-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; color: #fff;
  margin: 0 auto 18px;
}
.why-card h5 { margin-bottom: 8px; color: var(--primary); }
.why-card p  { color: var(--text-muted); font-size: 0.9rem; }

/* ── Methodology ── */
.step-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; padding: 28px 24px;
  text-align: center; height: 100%;
  transition: all .3s;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.step-card:hover { border-color: var(--cta); box-shadow: var(--shadow); transform: translateY(-3px); }
.step-num {
  width: 44px; height: 44px;
  background: var(--primary); color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 1rem;
  margin: 0 auto 16px;
}
.step-card h5 { font-size: 1rem; margin-bottom: 8px; color: var(--primary); }
.step-card p  { color: var(--text-muted); font-size: 0.88rem; }

/* ── Testimonials ── */
.testimonial-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; padding: 28px;
  height: 100%; position: relative;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
  transition: all .3s;
}
.testimonial-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.testimonial-card::before {
  content: '\201C';
  position: absolute; top: 16px; left: 24px;
  font-size: 4rem; line-height: 1;
  color: var(--primary); opacity: .15;
  font-family: Georgia, serif;
}
.testimonial-card .stars { color: var(--cta); margin-bottom: 12px; font-size: 0.9rem; }
.testimonial-card .msg  { color: var(--text-muted); font-size: 0.92rem; margin-bottom: 20px; padding-top: 10px; }
.client-info .name { font-weight: 700; font-size: 0.95rem; color: var(--primary); }
.client-info .loc  { color: var(--text-muted); font-size: 0.82rem; }

/* ── Blog Cards ── */
.blog-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; overflow: hidden;
  height: 100%; transition: all .3s;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.blog-card:hover { border-color: var(--primary); transform: translateY(-4px); box-shadow: var(--shadow); }
.blog-card-img {
  height: 180px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  display: flex; align-items: center; justify-content: center;
  font-size: 2.5rem; color: rgba(255,255,255,.3);
}
.blog-card-body { padding: 22px; }
.blog-meta { font-size: 0.8rem; color: var(--text-muted); margin-bottom: 10px; }
.blog-meta span { margin-right: 12px; }
.blog-card-body h5 { font-size: 1rem; margin-bottom: 8px; line-height: 1.4; color: var(--primary); }
.blog-card-body p  { color: var(--text-muted); font-size: 0.88rem; }

/* ── FAQ ── */
.faq-section { background: var(--section-alt); }
.accordion-item {
  background: var(--card) !important;
  border: 1.5px solid var(--border) !important;
  border-radius: 10px !important;
  margin-bottom: 10px; overflow: hidden;
}
.accordion-button {
  background: var(--card) !important;
  color: var(--text) !important;
  font-weight: 600; box-shadow: none !important;
}
.accordion-button:not(.collapsed) {
  color: var(--primary) !important;
  background: var(--primary-light) !important;
}
.accordion-button::after {
  filter: none;
}
.accordion-body { background: var(--card); color: var(--text-muted); font-size: 0.92rem; }

/* ── Page Hero (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  padding: 60px 0;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.page-hero h1 { font-size: 2.2rem; margin-bottom: 8px; color: #fff; }
.page-hero p  { color: rgba(255,255,255,.75); }
.breadcrumb-item a { color: var(--cta); }
.breadcrumb-item.active { color: rgba(255,255,255,.6); }
.breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,.4); }

/* ── CTA Section ── */
.cta-section {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  padding: 70px 0; text-align: center;
}
.cta-section h2 { font-size: 2rem; margin-bottom: 12px; color: #fff; }
.cta-section p  { color: rgba(255,255,255,.8); max-width: 550px; margin: 0 auto 28px; }

/* ── Homepage Complaint Statistics Section ── */
.hm-cmpl-section {
  background: #f0f6fb;
  border-top: 4px solid var(--cta);
  padding: 56px 0 48px;
}

/* Header row */
.hm-cmpl-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 32px;
}
.hm-cmpl-header-left {
  display: flex;
  align-items: center;
  gap: 18px;
}
.hm-cmpl-shield {
  width: 56px; height: 56px;
  background: var(--primary);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  color: var(--cta);
  flex-shrink: 0;
  box-shadow: 0 4px 14px rgba(11,60,93,.18);
}
.hm-cmpl-header-left h3 {
  font-size: 1.45rem;
  margin: 0 0 4px;
  color: var(--primary);
}
.hm-cmpl-header-left p {
  margin: 0;
  font-size: .85rem;
  color: var(--text-muted);
}
.hm-cmpl-view-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary);
  color: #fff !important;
  font-family: 'Poppins', sans-serif;
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .5px;
  padding: 10px 22px;
  border-radius: 8px;
  transition: background .2s, transform .2s;
  white-space: nowrap;
}
.hm-cmpl-view-btn:hover {
  background: var(--primary-dark);
  transform: translateX(3px);
}

/* Stat cards */
.hm-cmpl-card {
  background: #fff;
  border: 1.5px solid var(--border);
  border-top: 3px solid var(--primary);
  border-radius: 14px;
  padding: 24px 16px 20px;
  text-align: center;
  transition: box-shadow .2s, transform .2s;
}
.hm-cmpl-card:hover {
  box-shadow: 0 8px 28px rgba(11,60,93,.12);
  transform: translateY(-3px);
}
.hm-cmpl-icon {
  width: 46px; height: 46px;
  background: var(--primary-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.15rem;
  color: var(--primary);
  margin: 0 auto 12px;
}
.hm-cmpl-num {
  font-family: 'Playfair Display', serif;
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 6px;
}
.hm-cmpl-label {
  font-family: 'Poppins', sans-serif;
  font-size: .8rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 4px;
  text-transform: uppercase;
  letter-spacing: .4px;
}
.hm-cmpl-sub {
  font-size: .75rem;
  color: var(--text-muted);
}

/* Bottom strip */
.hm-cmpl-footer-strip {
  background: var(--primary);
  border-radius: 12px;
  padding: 16px 24px;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px 0;
}
.hm-cmpl-footer-item {
  display: flex;
  align-items: center;
  color: rgba(255,255,255,.85);
  font-size: .83rem;
  padding: 0 20px;
}
.hm-cmpl-footer-item i {
  color: var(--cta);
}
.hm-cmpl-footer-item strong {
  color: #fff;
}
.hm-cmpl-footer-divider {
  width: 1px;
  height: 28px;
  background: rgba(255,255,255,.2);
  flex-shrink: 0;
}
.hm-cmpl-footer-cta {
  margin-left: auto;
}
.hm-cmpl-lodge-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--cta);
  color: var(--cta-text) !important;
  font-family: 'Poppins', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  padding: 9px 20px;
  border-radius: 8px;
  white-space: nowrap;
  transition: background .2s, transform .2s;
}
.hm-cmpl-lodge-btn:hover {
  background: var(--cta-hover);
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .hm-cmpl-header { flex-direction: column; align-items: flex-start; }
  .hm-cmpl-footer-strip { flex-direction: column; align-items: flex-start; gap: 10px; }
  .hm-cmpl-footer-divider { width: 100%; height: 1px; }
  .hm-cmpl-footer-cta { margin-left: 0; width: 100%; }
  .hm-cmpl-lodge-btn { width: 100%; justify-content: center; }
  .hm-cmpl-footer-item { padding: 0; }
}

/* ── Risk Bar ── */
.risk-bar {
  background: #fef3c7;
  border-top: 2px solid #fcd34d;
  border-bottom: 2px solid #fcd34d;
  padding: 16px 0 18px;
  color: #92400e;
  display: block;
  width: 100%;
  box-sizing: border-box;
  position: relative;
  z-index: 10;
}
.risk-bar p {
  font-size: .82rem;
  line-height: 1.75;
  margin: 0;
}

/* ── Footer ── */
.main-footer { background: var(--primary-dark); padding-bottom: 0; position: relative; z-index: 1; }
.footer-brand { font-size: 1.3rem; font-weight: 800; color: #fff; }
.footer-brand i { color: var(--cta); }
.footer-heading { font-size: 0.9rem; text-transform: uppercase; letter-spacing: 1px; color: rgba(255,255,255,.5); margin-bottom: 16px; font-weight: 600; }
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin-bottom: 8px; }
.footer-links a { color: rgba(255,255,255,.65); font-size: 0.9rem; transition: all .2s; }
.footer-links a:hover { color: var(--cta); padding-left: 4px; }
.footer-contact { list-style: none; padding: 0; }
.footer-contact li { color: rgba(255,255,255,.65); font-size: 0.9rem; margin-bottom: 10px; display: flex; gap: 10px; align-items: flex-start; }
.footer-contact i { margin-top: 3px; min-width: 14px; color: var(--cta); }
.footer-contact a { color: rgba(255,255,255,.65); }
.footer-contact a:hover { color: var(--cta); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 18px 0; }
.footer-bottom p { color: rgba(255,255,255,.45); }

/* SEBI registration info block in footer */
.footer-sebi-info p {
  color: rgba(255,255,255,.75);
  font-size: .82rem;
  margin-bottom: 5px;
  font-family: 'Inter', sans-serif;
}
.footer-sebi-info strong {
  color: rgba(255,255,255,.55);
  font-weight: 500;
}

/* ── Footer Disclaimer Block ── */
.footer-disclaimer {
  border-top: 1px solid rgba(255,255,255,.1);
  margin-top: 10px;
}
.footer-disclaimer-header {
  background: rgba(220,38,38,.15);
  border-top: 2px solid #dc2626;
  border-bottom: 1px solid rgba(220,38,38,.2);
  padding: 10px 0;
  color: #fca5a5;
  font-family: 'Poppins', sans-serif;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .3px;
  text-align: center;
}
.footer-disclaimer-body {
  background: rgba(255,255,255,.04);
  border-bottom: 1px solid rgba(255,255,255,.08);
  padding: 28px 0;
}
.disclaimer-heading {
  font-family: 'Poppins', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  color: #fca5a5;
  text-transform: uppercase;
  letter-spacing: .5px;
  margin-bottom: 14px;
}
.footer-disclaimer-body p {
  color: rgba(255,255,255,.55);
  font-size: .78rem;
  line-height: 1.65;
  margin-bottom: 10px;
  font-family: 'Inter', sans-serif;
}
.disclaimer-list {
  padding-left: 18px;
  margin-bottom: 12px;
}
.disclaimer-list li {
  color: rgba(255,255,255,.55);
  font-size: .78rem;
  line-height: 1.65;
  margin-bottom: 6px;
  font-family: 'Inter', sans-serif;
}
.disclaimer-source {
  color: rgba(255,255,255,.4) !important;
  font-size: .75rem !important;
  margin-bottom: 14px !important;
}
.disclaimer-consent {
  background: rgba(220,38,38,.1);
  border: 1px solid rgba(220,38,38,.25);
  border-radius: 8px;
  padding: 12px 14px;
  color: #fca5a5 !important;
  font-size: .78rem;
  line-height: 1.6;
  font-family: 'Inter', sans-serif;
}

.social-links a {
  width: 34px; height: 34px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.6); font-size: 0.85rem;
  transition: all .2s;
}
.social-links a:hover { background: var(--cta); border-color: var(--cta); color: var(--cta-text); }

/* ── WhatsApp Float ── */
.whatsapp-float {
  position: fixed; bottom: 28px; right: 28px;
  width: 54px; height: 54px;
  background: #25d366; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; color: #fff;
  box-shadow: 0 4px 20px rgba(37,211,102,.4);
  z-index: 999; transition: all .25s;
}
.whatsapp-float:hover { background: #1eb857; color: #fff; transform: scale(1.08); }

/* ── Back to Top ── */
.back-to-top {
  position: fixed; bottom: 90px; right: 28px;
  width: 42px; height: 42px;
  background: var(--primary); color: #fff;
  border: none; border-radius: 8px;
  display: none; align-items: center; justify-content: center;
  font-size: 0.9rem; z-index: 998; cursor: pointer; transition: all .25s;
}
.back-to-top.show { display: flex; }
.back-to-top:hover { background: var(--primary-dark); }

/* ── Modal ── */
.modal-dark { background: var(--card); border: 1px solid var(--border); color: var(--text); }
.modal-dark .modal-header { background: var(--primary); }
.modal-dark .modal-title { color: #fff; }
.modal-dark .btn-close-white { filter: brightness(10); }

/* ── Flash messages ── */
.alert-success-tb {
  background: #ecfdf5; border: 1px solid #6ee7b7;
  color: var(--success); border-radius: 8px; padding: 12px 18px;
}
.alert-error-tb {
  background: #fef2f2; border: 1px solid #fca5a5;
  color: var(--danger); border-radius: 8px; padding: 12px 18px;
}

/* ── User Agreement ── */
.ua-toc {
  position: sticky; top: 100px;
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 14px; overflow: hidden;
  max-height: calc(100vh - 120px); overflow-y: auto;
}
.ua-toc-title {
  background: var(--primary); color: #fff; padding: 14px 18px;
  font-family: 'Poppins', sans-serif; font-size: .85rem; font-weight: 700;
  position: sticky; top: 0; z-index: 1;
}
.ua-toc ul { list-style: none; padding: 8px 0; margin: 0; }
.ua-toc ul li { border-bottom: 1px solid var(--border); }
.ua-toc ul li:last-child { border-bottom: 0; }
.ua-toc ul li a {
  display: flex; align-items: center; gap: 8px;
  padding: 9px 18px; font-size: .79rem; color: var(--text-muted);
  text-decoration: none; transition: background .2s, color .2s;
  border-left: 3px solid transparent;
}
.ua-toc ul li a::before {
  content: ''; width: 6px; height: 6px; flex-shrink: 0;
  border-radius: 50%; background: var(--border);
  transition: background .2s;
}
.ua-toc ul li a:hover,
.ua-toc ul li a.active {
  background: rgba(11,60,93,.05); color: var(--primary);
  border-left-color: var(--cta);
}
.ua-toc ul li a:hover::before,
.ua-toc ul li a.active::before { background: var(--cta); }
.ua-toc ul li a.active { font-weight: 600; }

.ua-party-card {
  border-radius: 12px; padding: 18px; height: 100%;
  border: 1.5px solid;
}
.ua-party-card--ra     { background: rgba(11,60,93,.05); border-color: rgba(11,60,93,.2); }
.ua-party-card--client { background: rgba(245,158,11,.05); border-color: rgba(245,158,11,.3); }
.ua-party-label {
  font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .6px;
  font-family: 'Poppins', sans-serif; margin-bottom: 8px;
  color: var(--primary);
}
.ua-party-card--client .ua-party-label { color: #92400e; }
.ua-party-card strong { display: block; font-size: .9rem; color: var(--primary); font-family: 'Poppins', sans-serif; margin-bottom: 8px; }
.ua-party-card p { font-size: .8rem; color: var(--text-muted); margin-bottom: 4px; line-height: 1.5; }

.ua-code-item {
  display: flex; gap: 12px; align-items: flex-start;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: 10px; padding: 14px;
}
.ua-code-item i { color: var(--primary); font-size: 1rem; margin-top: 2px; flex-shrink: 0; }
.ua-code-item strong { display: block; font-size: .84rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 4px; }
.ua-code-item p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.ua-risk-item {
  display: flex; gap: 12px; align-items: flex-start;
  background: rgba(239,68,68,.04); border: 1px solid rgba(239,68,68,.15);
  border-radius: 10px; padding: 13px;
}
.ua-risk-item i { color: #dc2626; flex-shrink: 0; margin-top: 2px; }
.ua-risk-item strong { display: block; font-size: .84rem; font-family: 'Poppins', sans-serif; color: #991b1b; margin-bottom: 3px; }
.ua-risk-item p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.ua-mitc-item {
  display: flex; gap: 12px; align-items: flex-start;
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 10px; padding: 14px;
  transition: border-color .2s, box-shadow .2s;
}
.ua-mitc-item:hover { border-color: var(--primary); box-shadow: 0 4px 14px rgba(11,60,93,.08); }
.ua-mitc-icon {
  width: 36px; height: 36px; flex-shrink: 0;
  background: rgba(11,60,93,.08); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--primary); font-size: .9rem;
}
.ua-mitc-item strong { display: block; font-size: .84rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 4px; }
.ua-mitc-item p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.ua-profile-card {
  border-radius: 12px; padding: 18px; height: 100%; border: 1.5px solid;
}
.ua-profile-card--moderate { background: rgba(16,185,129,.05); border-color: rgba(16,185,129,.25); }
.ua-profile-card--high     { background: rgba(239,68,68,.05);  border-color: rgba(239,68,68,.2); }
.ua-profile-label {
  font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .5px;
  font-family: 'Poppins', sans-serif; margin-bottom: 10px; padding: 4px 10px;
  border-radius: 20px; display: inline-block;
}
.ua-profile-card--moderate .ua-profile-label { background: rgba(16,185,129,.15); color: #065f46; }
.ua-profile-card--high     .ua-profile-label { background: rgba(239,68,68,.12);  color: #991b1b; }
.ua-profile-card p  { font-size: .84rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 10px; }
.ua-profile-card ul { list-style: none; padding: 0; margin: 0; }
.ua-profile-card ul li { font-size: .8rem; color: var(--text); padding: 4px 0; border-bottom: 1px solid rgba(0,0,0,.06); }
.ua-profile-card ul li:last-child { border-bottom: 0; }
.ua-profile-card ul li::before { content: '✓'; margin-right: 8px; color: #10b981; font-weight: 700; }
.ua-profile-card--high ul li::before { color: #dc2626; }

.ua-print-btn {
  background: none; border: 1.5px solid var(--border);
  border-radius: 8px; padding: 5px 14px; font-size: .78rem;
  font-family: 'Poppins', sans-serif; font-weight: 600; color: var(--text-muted);
  cursor: pointer; transition: border-color .2s, color .2s;
}
.ua-print-btn:hover { border-color: var(--primary); color: var(--primary); }

@media print {
  .main-navbar, .header-topbar, .disclaimer-bar, .main-footer,
  .whatsapp-float, .back-to-top, .ua-toc, .page-hero, .ua-print-btn { display: none !important; }
  .col-lg-3 { display: none !important; }
  .col-lg-9 { width: 100% !important; max-width: 100% !important; }
  .content-card { box-shadow: none !important; border: 1px solid #ddd !important; page-break-inside: avoid; }
  body { font-size: 11pt; }
}

/* ── Contact Page ── */
.ctc-strip {
  display: flex; align-items: center; gap: 14px;
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 12px; padding: 16px 20px; text-decoration: none;
  transition: border-color .2s, box-shadow .2s, transform .2s;
}
.ctc-strip:hover { border-color: var(--primary); box-shadow: 0 6px 20px rgba(11,60,93,.1); transform: translateY(-2px); }
.ctc-strip--wa:hover { border-color: #25d366; }
.ctc-strip--wa .ctc-strip-icon { background: rgba(37,211,102,.12); color: #25d366; border-color: rgba(37,211,102,.3); }
.ctc-strip-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(11,60,93,.08); border: 1px solid rgba(11,60,93,.15);
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  color: var(--primary); font-size: 1.05rem;
}
.ctc-strip span { display: block; font-size: .74rem; color: var(--text-muted); margin-bottom: 2px; }
.ctc-strip strong { display: block; font-size: .88rem; color: var(--primary); font-family: 'Poppins', sans-serif; font-weight: 700; }

.ctc-label { font-size: .82rem; font-weight: 600; color: var(--text-muted); font-family: 'Poppins', sans-serif; margin-bottom: 6px; }

.ctc-info-list { display: flex; flex-direction: column; gap: 0; }
.ctc-info-item {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 12px 0; border-bottom: 1px solid var(--border);
}
.ctc-info-icon {
  width: 38px; height: 38px; flex-shrink: 0;
  background: rgba(11,60,93,.08); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--primary); font-size: .95rem;
}
.ctc-info-item span   { display: block; font-size: .74rem; color: var(--text-muted); margin-bottom: 2px; }
.ctc-info-item a,
.ctc-info-item strong { font-size: .87rem; color: var(--primary); font-weight: 600; text-decoration: none; }
.ctc-info-item a:hover { text-decoration: underline; }

.ctc-sebi-box { border: 1px solid var(--border); border-radius: 10px; overflow: hidden; margin-top: 14px; }
.ctc-sebi-row { display: flex; justify-content: space-between; align-items: center; padding: 10px 14px; border-bottom: 1px solid var(--border); }
.ctc-sebi-row:last-child { border-bottom: 0; }
.ctc-sebi-row span  { font-size: .78rem; color: var(--text-muted); }
.ctc-sebi-row strong { font-size: .84rem; color: var(--primary); font-weight: 700; font-family: 'Poppins', sans-serif; }

.ctc-social-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.ctc-social-btn {
  display: flex; align-items: center; gap: 10px;
  padding: 11px 14px; border-radius: 10px;
  background: var(--bg); border: 1.5px solid var(--border);
  text-decoration: none; color: var(--text);
  transition: border-color .2s, background .2s;
}
.ctc-social-btn:hover { border-color: var(--primary); background: rgba(11,60,93,.04); color: var(--text); }
.ctc-social-btn i { font-size: 1rem; color: var(--primary); }
.ctc-social-btn span { font-size: .82rem; font-weight: 600; font-family: 'Poppins', sans-serif; color: var(--text); }

.ctc-map-wrap { border-radius: 14px; overflow: hidden; border: 1.5px solid var(--border); }
.ctc-map-header {
  background: var(--primary); color: #fff;
  padding: 12px 20px; font-family: 'Poppins', sans-serif;
  font-weight: 700; font-size: .9rem;
}
.ctc-map-body { height: 320px; background: var(--bg); }

/* ── Privacy Policy ── */
.pp-meta-bar {
  display: flex; flex-wrap: wrap; gap: 20px; align-items: center;
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 12px; padding: 14px 22px;
}
.pp-meta-bar span { font-size: .83rem; color: var(--text-muted); }
.pp-meta-bar strong { color: var(--primary); }

.pp-list { list-style: none; padding: 0; margin: 0; }
.pp-list li { display: flex; gap: 10px; align-items: flex-start; padding: 7px 0; border-bottom: 1px solid var(--border); font-size: .88rem; color: var(--text); line-height: 1.5; }
.pp-list li:last-child { border-bottom: 0; }
.pp-list li i { color: #10b981; margin-top: 3px; flex-shrink: 0; }

.pp-info-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 16px; }
.pp-info-item { display: flex; gap: 14px; align-items: flex-start; padding: 14px; background: var(--bg); border-radius: 10px; border: 1px solid var(--border); }
.pp-info-icon { width: 38px; height: 38px; flex-shrink: 0; background: rgba(11,60,93,.08); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--primary); font-size: .95rem; }
.pp-info-item strong { display: block; font-size: .85rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 4px; }
.pp-info-item p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.pp-highlight-box {
  display: flex; gap: 12px; align-items: flex-start;
  background: rgba(11,60,93,.05); border: 1px solid rgba(11,60,93,.15);
  border-radius: 10px; padding: 14px 18px;
}
.pp-highlight-box--warn { background: rgba(245,158,11,.07); border-color: rgba(245,158,11,.3); }
.pp-highlight-box i { color: var(--primary); margin-top: 2px; flex-shrink: 0; font-size: 1rem; }
.pp-highlight-box--warn i { color: var(--cta); }
.pp-highlight-box p { margin: 0; font-size: .84rem; color: var(--text-muted); line-height: 1.6; }

.pp-security-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 16px; }
.pp-security-item { background: var(--bg); border: 1px solid var(--border); border-radius: 10px; padding: 16px; text-align: center; }
.pp-security-item i { font-size: 1.5rem; color: var(--primary); margin-bottom: 8px; display: block; }
.pp-security-item strong { display: block; font-size: .85rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 6px; }
.pp-security-item span { font-size: .78rem; color: var(--text-muted); line-height: 1.5; }

.pp-rights-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 14px; margin-top: 16px; }
.pp-right-item { background: var(--bg); border: 1px solid var(--border); border-radius: 10px; padding: 16px 14px; text-align: center; }
.pp-right-icon { width: 42px; height: 42px; margin: 0 auto 10px; background: rgba(11,60,93,.08); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--primary); font-size: .95rem; }
.pp-right-item strong { display: block; font-size: .82rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 5px; }
.pp-right-item p { font-size: .76rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.pp-grievance-card { border: 2px solid var(--primary); border-radius: 14px; overflow: hidden; margin-top: 8px; }
.pp-grievance-header { background: var(--primary); color: #fff; padding: 14px 24px; font-family: 'Poppins', sans-serif; font-weight: 700; font-size: .95rem; }
.pp-grievance-body { padding: 22px 24px; background: var(--card); }
.pp-grievance-detail { display: flex; gap: 12px; align-items: flex-start; padding: 10px 0; border-bottom: 1px solid var(--border); }
.pp-grievance-detail:last-child { border-bottom: 0; }
.pp-grievance-detail i { color: var(--cta); margin-top: 3px; width: 16px; flex-shrink: 0; }
.pp-grievance-detail span { display: block; font-size: .74rem; color: var(--text-muted); margin-bottom: 2px; }
.pp-grievance-detail strong { font-size: .85rem; color: var(--text); font-family: 'Poppins', sans-serif; }
.pp-grievance-detail a { color: var(--primary); text-decoration: none; }
.pp-grievance-detail a:hover { text-decoration: underline; }

@media (max-width: 768px) {
  .pp-info-grid, .pp-security-grid { grid-template-columns: 1fr; }
  .pp-rights-grid { grid-template-columns: 1fr 1fr; }
  .pp-meta-bar { flex-direction: column; gap: 10px; align-items: flex-start; }
}

/* ── Refund / Terms / Disclaimer / Disclosure shared ── */
.rp-eligibility-box {
  border-radius: 12px; padding: 18px 20px; height: 100%;
  border: 1.5px solid;
}
.rp-eligible { background: rgba(16,185,129,.06); border-color: rgba(16,185,129,.25); }
.rp-not-eligible { background: rgba(239,68,68,.06); border-color: rgba(239,68,68,.2); }
.rp-eligibility-title {
  font-family: 'Poppins', sans-serif; font-weight: 700; font-size: .85rem;
  margin-bottom: 12px; display: flex; align-items: center;
}
.rp-eligible .rp-eligibility-title { color: #065f46; }
.rp-not-eligible .rp-eligibility-title { color: #991b1b; }
.rp-eligibility-box ul { list-style: none; padding: 0; margin: 0; }
.rp-eligibility-box ul li { font-size: .82rem; color: var(--text-muted); padding: 5px 0; border-bottom: 1px solid rgba(0,0,0,.06); line-height: 1.5; }
.rp-eligibility-box ul li:last-child { border-bottom: 0; }
.rp-eligibility-box ul li::before { content: '•'; margin-right: 8px; }

.rp-process-step {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 16px 0; border-bottom: 1px solid var(--border);
}
.rp-process-num {
  width: 34px; height: 34px; flex-shrink: 0;
  background: var(--primary); color: #fff; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .8rem; font-weight: 800; font-family: 'Poppins', sans-serif;
}
.rp-process-step strong { display: block; font-family: 'Poppins', sans-serif; font-size: .9rem; color: var(--primary); margin-bottom: 6px; }
.rp-process-step p { font-size: .86rem; color: var(--text-muted); line-height: 1.6; margin: 0; }

.rp-risk-box {
  background: rgba(239,68,68,.05); border: 1.5px solid rgba(239,68,68,.2);
  border-radius: 12px; padding: 20px 22px;
}
.rp-risk-title {
  font-family: 'Poppins', sans-serif; font-weight: 700; font-size: .88rem;
  color: #991b1b; margin-bottom: 14px;
}
.rp-risk-box ul { list-style: none; padding: 0; margin: 0; }
.rp-risk-box ul li { font-size: .85rem; color: var(--text); padding: 6px 0; border-bottom: 1px solid rgba(239,68,68,.1); line-height: 1.5; }
.rp-risk-box ul li:last-child { border-bottom: 0; }
.rp-risk-box ul li::before { content: '▸'; color: #dc2626; margin-right: 8px; }

/* Disclaimer specific */
.disc-warning-card {
  display: flex; gap: 20px; align-items: flex-start;
  background: rgba(239,68,68,.06); border: 2px solid rgba(239,68,68,.25);
  border-radius: 14px; padding: 24px 26px;
}
.disc-warning-icon {
  width: 56px; height: 56px; flex-shrink: 0;
  background: rgba(239,68,68,.12); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #dc2626; font-size: 1.4rem;
}
.disc-warning-card h4 { font-family: 'Poppins', sans-serif; color: #991b1b; font-size: 1rem; margin-bottom: 8px; }
.disc-warning-card p { font-size: .88rem; color: #7f1d1d; line-height: 1.7; margin: 0; }

.disc-no-card {
  background: rgba(239,68,68,.04); border: 1px solid rgba(239,68,68,.15);
  border-radius: 10px; padding: 16px;
}
.disc-no-card i { font-size: 1.2rem; color: #dc2626; margin-bottom: 8px; display: block; }
.disc-no-card strong { display: block; font-family: 'Poppins', sans-serif; font-size: .85rem; color: #991b1b; margin-bottom: 6px; }
.disc-no-card p { font-size: .8rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.disc-tip-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 12px; padding: 18px 16px; text-align: center; height: 100%;
  transition: border-color .2s, box-shadow .2s;
}
.disc-tip-card:hover { border-color: var(--cta); box-shadow: 0 4px 16px rgba(11,60,93,.1); }
.disc-tip-card i { font-size: 1.4rem; color: var(--primary); margin-bottom: 10px; display: block; }
.disc-tip-card strong { display: block; font-family: 'Poppins', sans-serif; font-size: .85rem; color: var(--primary); margin-bottom: 6px; }
.disc-tip-card p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

.disc-ack-box {
  display: flex; gap: 14px; align-items: flex-start;
  background: rgba(11,60,93,.06); border: 1.5px solid rgba(11,60,93,.18);
  border-radius: 10px; padding: 16px 20px;
}
.disc-ack-box i { color: var(--primary); font-size: 1.2rem; flex-shrink: 0; margin-top: 2px; }
.disc-ack-box p { font-size: .86rem; color: var(--text-muted); margin: 0; line-height: 1.7; }

/* Disclosure specific */
.disc-reg-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0; margin-top: 8px; border: 1px solid var(--border); border-radius: 10px; overflow: hidden; }
.disc-reg-item { padding: 11px 16px; border-bottom: 1px solid var(--border); border-right: 1px solid var(--border); }
.disc-reg-item:nth-child(even) { border-right: 0; }
.disc-reg-item:nth-last-child(-n+2) { border-bottom: 0; }
.disc-reg-label { display: block; font-size: .76rem; color: var(--text-muted); margin-bottom: 3px; }
.disc-reg-value { font-size: .88rem; font-weight: 700; color: var(--primary); font-family: 'Poppins', sans-serif; }

.disc-report-item {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: 10px; padding: 14px;
}
.disc-report-item i { color: var(--primary); font-size: 1.1rem; margin-top: 2px; flex-shrink: 0; }
.disc-report-item strong { display: block; font-size: .85rem; font-family: 'Poppins', sans-serif; color: var(--primary); margin-bottom: 4px; }
.disc-report-item p { font-size: .78rem; color: var(--text-muted); margin: 0; line-height: 1.5; }

@media (max-width: 768px) {
  .disc-reg-grid { grid-template-columns: 1fr; }
  .disc-reg-item { border-right: 0; }
  .disc-reg-item:nth-last-child(-n+2) { border-bottom: 1px solid var(--border); }
  .disc-reg-item:last-child { border-bottom: 0; }
  .disc-warning-card { flex-direction: column; gap: 12px; }
}

/* ── Grievance Page ── */
.grv-matrix-table { min-width: 860px; }
.grv-matrix-table td { text-align: left !important; vertical-align: middle; }
.grv-matrix-table td a { color: var(--primary); text-decoration: none; font-size: .85rem; }
.grv-matrix-table td a:hover { color: var(--cta); text-decoration: underline; }

.grv-badge {
  display: inline-flex; align-items: center;
  padding: 5px 12px; border-radius: 20px;
  font-size: .76rem; font-weight: 700; font-family: 'Poppins', sans-serif;
  white-space: nowrap;
}
.grv-badge--support  { background: rgba(16,185,129,.12); color: #065f46; border: 1px solid rgba(16,185,129,.3); }
.grv-badge--officer  { background: rgba(11,60,93,.1);    color: var(--primary); border: 1px solid rgba(11,60,93,.25); }

.grv-step-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 16px; padding: 28px 22px; text-align: center;
  position: relative; height: 100%;
  transition: box-shadow .25s, border-color .25s, transform .25s;
}
.grv-step-card:hover { box-shadow: 0 8px 28px rgba(11,60,93,.12); border-color: var(--cta); transform: translateY(-3px); }
.grv-step-num {
  position: absolute; top: -16px; left: 50%; transform: translateX(-50%);
  width: 34px; height: 34px; background: var(--primary); color: #fff;
  border-radius: 50%; display: flex; align-items: center; justify-content: center;
  font-size: .8rem; font-weight: 800; font-family: 'Poppins', sans-serif;
  border: 3px solid var(--bg);
}
.grv-step-icon {
  width: 58px; height: 58px; margin: 10px auto 16px;
  background: rgba(11,60,93,.08); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--primary); font-size: 1.3rem;
}
.grv-step-card h5 { font-size: .9rem; font-family: 'Poppins', sans-serif; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.grv-step-card p  { font-size: .82rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 14px; }
.grv-step-tag {
  display: inline-block; background: rgba(245,158,11,.1);
  color: #92400e; border: 1px solid rgba(245,158,11,.3);
  border-radius: 20px; padding: 3px 12px; font-size: .72rem; font-weight: 600;
}

.grv-contact-item {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 12px 0; border-bottom: 1px solid var(--border);
  margin-bottom: 4px;
}
.grv-contact-item i { color: var(--cta); font-size: 1rem; margin-top: 3px; flex-shrink: 0; width: 16px; }
.grv-contact-item strong { display: block; font-size: .85rem; font-family: 'Poppins', sans-serif; color: var(--text); margin-bottom: 2px; }

.grv-portal-btn {
  display: flex; align-items: center; gap: 14px;
  padding: 13px 16px; border-radius: 10px;
  background: var(--bg); border: 1.5px solid var(--border);
  text-decoration: none; color: var(--text);
  transition: border-color .2s, background .2s, transform .2s;
}
.grv-portal-btn:hover { border-color: var(--primary); background: rgba(11,60,93,.05); transform: translateX(3px); color: var(--text); }
.grv-portal-btn i:first-child { color: var(--primary); font-size: 1.1rem; flex-shrink: 0; }
.grv-portal-btn div { flex: 1; }
.grv-portal-btn strong { display: block; font-size: .85rem; font-family: 'Poppins', sans-serif; color: var(--primary); }
.grv-portal-btn span  { font-size: .75rem; color: var(--text-muted); }
.grv-portal-btn .fa-arrow-right { color: var(--text-muted); font-size: .8rem; }
.grv-portal-btn--cta { border-color: rgba(245,158,11,.4); background: rgba(245,158,11,.05); }
.grv-portal-btn--cta strong { color: #92400e; }
.grv-portal-btn--cta i:first-child { color: var(--cta); }
.grv-portal-btn--cta:hover { border-color: var(--cta); background: rgba(245,158,11,.1); }

.grv-disclaimer {
  background: rgba(11,60,93,.06); border: 1px solid rgba(11,60,93,.15);
  border-radius: 10px; padding: 16px 22px;
  font-size: .84rem; color: var(--text-muted); line-height: 1.6;
}
.grv-disclaimer a { color: var(--primary); font-weight: 600; }

/* ── Complaint Board ── */
.cb-section-title {
  font-family: 'Poppins', sans-serif; font-size: 1rem; font-weight: 700;
  color: var(--primary); text-transform: uppercase; letter-spacing: .6px;
  display: flex; align-items: center; gap: 10px;
  border-left: 4px solid var(--cta); padding-left: 14px;
  margin-bottom: 20px;
}
.cb-month-tag {
  font-size: .75rem; font-weight: 600; text-transform: none; letter-spacing: 0;
  background: rgba(11,60,93,.1); color: var(--primary);
  padding: 3px 12px; border-radius: 20px; margin-left: auto;
}
.cb-stat-card {
  background: var(--card); border: 1.5px solid var(--border);
  border-radius: 14px; padding: 22px 16px; text-align: center;
  transition: box-shadow .25s, border-color .25s;
}
.cb-stat-card:hover { box-shadow: 0 6px 24px rgba(11,60,93,.1); border-color: var(--cta); }
.cb-stat-icon {
  width: 46px; height: 46px; margin: 0 auto 12px;
  background: rgba(11,60,93,.08); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--primary); font-size: 1.1rem;
}
.cb-stat-num { font-size: 2rem; font-weight: 800; color: var(--primary); line-height: 1; margin-bottom: 6px; }
.cb-stat-label { font-size: .8rem; font-weight: 700; color: var(--text); font-family: 'Poppins', sans-serif; margin-bottom: 3px; }
.cb-stat-sub { font-size: .72rem; color: var(--text-muted); }

.cb-info-box {
  background: rgba(245,158,11,.08); border: 1px solid rgba(245,158,11,.3);
  border-radius: 10px; padding: 14px 20px; font-size: .85rem; color: var(--text);
}

.cb-table-wrap { overflow-x: auto; border-radius: 12px; border: 1.5px solid var(--border); }
.cb-table { width: 100%; border-collapse: collapse; font-size: .84rem; min-width: 680px; }
.cb-table thead tr { background: var(--primary); }
.cb-table thead th {
  color: #fff; padding: 12px 16px; font-family: 'Poppins', sans-serif;
  font-size: .78rem; font-weight: 600; text-align: center; white-space: nowrap;
}
.cb-table thead th:first-child { text-align: left; }
.cb-table tbody tr { border-bottom: 1px solid var(--border); }
.cb-table tbody tr:last-child { border-bottom: none; }
.cb-table tbody tr:hover { background: rgba(11,60,93,.03); }
.cb-table tbody td { padding: 11px 16px; text-align: center; color: var(--text); }
.cb-table tbody td:first-child { text-align: left; }
.cb-table-total { background: rgba(11,60,93,.05) !important; }
.cb-table-total td { color: var(--primary) !important; }

.cb-step {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 12px 0; border-bottom: 1px solid var(--border);
}
.cb-step:last-child { border-bottom: none; padding-bottom: 0; }
.cb-step-num {
  width: 30px; height: 30px; flex-shrink: 0;
  background: var(--primary); color: #fff; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: .78rem; font-weight: 700; font-family: 'Poppins', sans-serif;
}
.cb-step strong { display: block; font-size: .88rem; color: var(--text); font-family: 'Poppins', sans-serif; margin-bottom: 2px; }
.cb-step-detail { font-size: .78rem; color: var(--primary); font-weight: 600; margin-bottom: 1px; }
.cb-step-sub { font-size: .74rem; color: var(--text-muted); }

/* ── Content Pages ── */
.content-section { padding: 70px 0; }
.content-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; padding: 36px;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.content-card h3 { color: var(--primary); margin-bottom: 12px; font-size: 1.3rem; }
.content-card h5 { color: var(--primary); }
.content-card p, .content-card li { color: var(--text-muted); font-size: 0.95rem; margin-bottom: 10px; }
.content-card ul { padding-left: 20px; }
.content-card a { color: var(--primary); }
.content-card a:hover { color: var(--cta); }

/* ── Payment Page ── */
.payment-card {
  background: var(--card);
  border: 1.5px solid var(--border);
  border-radius: 14px; padding: 30px;
  text-align: center; height: 100%;
  transition: all .3s;
  box-shadow: 0 2px 12px rgba(11,60,93,.06);
}
.payment-card:hover { border-color: var(--primary); box-shadow: var(--shadow); transform: translateY(-3px); }
.payment-icon { font-size: 2.5rem; color: var(--primary); margin-bottom: 16px; }
.payment-card h5 { color: var(--primary); }
.payment-card p  { color: var(--text-muted); }

/* ── Table (content pages) ── */
.table-dark { background: transparent !important; }
.table-dark td, .table-dark th { color: var(--text) !important; border-color: var(--border) !important; }

/* ── Scrollbar ── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--border); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--primary); }

/* ── Responsive ── */
@media (max-width: 768px) {
  .hero { padding: 60px 0 50px; }
  .section-padding { padding: 50px 0; }
  .hero-features { grid-template-columns: repeat(3,1fr); gap: 10px; }
  .hero-feature { padding: 14px 8px; }
  .hero-qmark { font-size: 3.5rem; }
  .inquiry-card { margin-top: 40px; }
  .inquiry-card-header { padding: 22px 22px 18px; }
  .inquiry-card-body { padding: 22px; }
  .topbar .topbar-left { flex-direction: column; gap: 4px; }
}